Capital One Financial Corporation
COF | NYSE
$204.37
+$1.94 (+0.96%)
Sep 21, 2026, 12:39 PM ET · Market open
Market Data
Market Cap $124.19B
Enterprise Value $64.93B
Beta 1.02
Average Volume 4.27M
Shares Outstanding (Diluted) 621.1M
Shares Change YoY 22.84%
Institutional Ownership 84.88%
Exchange NYSE
ISIN US14040H1059
Price Performance
Price Change 1M -9.0%
Price Change 3M 0.9%
Price Change 6M 10.0%
Price Change YTD -18.4%
Price Change 1Y -11.9%
Price Change 3Y 106.0%
Price Change 5Y 21.8%
1M CAGR (ann.) -7.7%
1Y CAGR (ann.) -8.9%
5Y CAGR (ann.) 7.3%
All-Time CAGR 6.7%
Valuation
PE Ratio 12.53
Forward PE 9.66
PEG Ratio 0.02
Forward PEG 0.73
PS Ratio 1.58
Forward PS 1.80
PB Ratio 1.09
P/FCF Ratio 3.86
P/Adj. FCF Ratio 3.95
P/OCF Ratio 3.99
EV/Sales 0.83
EV/EBIT 3.93
EV/EBITDA 2.95
EV/FCF 2.02
Earnings Yield 8.0%
FCF Yield 25.9%
Adj. FCF Yield 25.4%
Financial Health
Net Cash $59.26B
Total Debt $35.62B
Cash & Short-Term Investments $94.88B
Total Assets $673.84B
Current Ratio 0.13
Quick Ratio 0.13
Debt / Equity Ratio 0.40
Debt / EBITDA 1.62
Debt / FCF 1.11
OCF / Debt 0.88
Interest Coverage 0.99
Altman Z-Score -0.28
Piotroski F-Score 8
Margins & Profitability
Gross Profit Margin 66.2%
Operating Profit Margin 21.0%
EBITDA Margin 28.0%
Net Profit Margin 13.4%
FCF Margin 41.0%
Adj. FCF Margin 40.0%
SBC / Revenue 0.9%
SBC Impact (per share) -2.2%
Returns
Return on Assets 1.6%
Return on Equity 9.3%
Return on Invested Capital 6.8%
Return on Capital Employed 8.8%
Return on Tangible Assets 1.7%
Historical Growth (CAGR)
Revenue CAGR 3Y 20.9%
Revenue CAGR 5Y 20.3%
Revenue CAGR 10Y 11.6%
EPS CAGR 3Y 6.8%
EPS CAGR 5Y -8.4%
EPS CAGR 10Y 8.6%
FCF CAGR 3Y 25.4%
FCF CAGR 5Y 20.9%
FCF CAGR 10Y 10.6%
Analyst Forecasts
Analyst Rating Buy
Analyst Count 57
EPS Growth Next 3Y 34.3%
Revenue Growth Next 3Y 0.0%
Earnings Date N/A
EPS Estimate (next Q) N/A
EPS Growth Est (next Q) N/A
Revenue Est (next Q) N/A
Revenue Growth Est (next Q) N/A
Fair Value Estimates
Graham Number $258.23
Graham Upside 27.6%
Lynch Fair Value $80.80
Lynch Upside -60.1%
Price Target $253
Price Target Upside 25.0%
Cash Flow
Operating Cash Flow $31.45B
Free Cash Flow $32.2B
Adj. Free Cash Flow $31.48B
FCF Per Share $51.89
OCF Per Share $50.69
OCF/S Ratio 40.0%
Income Statement
Revenue $78.62B
Gross Profit $52.04B
Operating Income $16.52B
EBITDA $21.98B
Net Income $10.52B
EPS (Diluted) $16.16
Revenue / Employee $1M
Profit / Employee $134.18K
Employees 78,400
Dividends
Annual Dividend $3.20
Dividend Yield 1.58%
Payout Ratio 19.8%
FCF Payout Ratio 1.2%
Adj. FCF Payout Ratio 1.2%
Dividend Growth (YoY) 33.3%
Pay Frequency Quarterly
Ex-Dividend Date Aug 16, 2026
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