Commercial International Bank (Egypt) S.A.E

CIBEY | OTC

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$2.45

-$0.03 (-1.07%)

At close: Sep 21, 2026, 3:57 PM ET

$2.40

-$0.05 (-2.04%)

Pre-market: Sep 18, 2026, 11:40 AM ET

Overview Rating Statistics Financials Earnings Ownership Dividends Profile

Market Data

Market Cap $8.17B

Enterprise Value $78.83B

Beta 0.56

Average Volume N/A

Shares Outstanding (Diluted) 3.43B

Shares Change YoY 11.61%

Institutional Ownership N/A

Exchange N/A

ISIN N/A

Price Performance

Price Change 1M -3.9%

Price Change 3M -4.3%

Price Change 6M 7.5%

Price Change YTD 11.4%

Price Change 1Y 28.9%

Price Change 3Y 87.0%

Price Change 5Y 25.6%

1M CAGR (ann.) -7.5%

1Y CAGR (ann.) 36.3%

5Y CAGR (ann.) 8.1%

All-Time CAGR 9.5%

Valuation

PE Ratio 5.57

Forward PE N/A

PEG Ratio 0.22

Forward PEG 0.44

PS Ratio 1.61

Forward PS 2.80

PB Ratio 1.66

P/FCF Ratio 8.44

P/Adj. FCF Ratio 8.64

P/OCF Ratio 7.68

EV/Sales 0.32

EV/EBIT 0.65

EV/EBITDA 0.64

EV/FCF 1.67

Earnings Yield 16.6%

FCF Yield 11.0%

Adj. FCF Yield 10.7%

Financial Health

Net Cash EGP318.05B

Total Debt EGP39.54B

Cash & Short-Term Investments EGP357.59B

Total Assets EGP1.69T

Current Ratio 0.26

Quick Ratio 0.26

Debt / Equity Ratio 0.17

Debt / EBITDA 0.32

Debt / FCF 0.84

OCF / Debt 1.35

Interest Coverage 1.58

Altman Z-Score -0.13

Piotroski F-Score 5

Margins & Profitability

Gross Profit Margin 68.2%

Operating Profit Margin 49.3%

EBITDA Margin 51.2%

Net Profit Margin 36.6%

FCF Margin 19.1%

Adj. FCF Margin 18.6%

SBC / Revenue 0.5%

SBC Impact (per share) -2.3%

Returns

Return on Assets 5.2%

Return on Equity 39.4%

Return on Invested Capital 29.5%

Return on Capital Employed 40.0%

Return on Tangible Assets 5.2%

Historical Growth (CAGR)

Revenue CAGR 3Y 83.7%

Revenue CAGR 5Y 54.9%

Revenue CAGR 10Y 36.4%

EPS CAGR 3Y 51.4%

EPS CAGR 5Y 41.6%

EPS CAGR 10Y 29.6%

FCF CAGR 3Y -39.4%

FCF CAGR 5Y 5.7%

FCF CAGR 10Y 12.9%

Analyst Forecasts

Analyst Rating Hold

Analyst Count 0

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date N/A

EPS Estimate (next Q) N/A

EPS Growth Est (next Q) N/A

Revenue Est (next Q) N/A

Revenue Growth Est (next Q) N/A

Fair Value Estimates

Graham Number $3.77

Graham Upside 53.9%

Lynch Fair Value $10.99

Lynch Upside 348.6%

Price Target N/A

Price Target Upside N/A

Cash Flow

Operating Cash Flow EGP53.2B

Free Cash Flow EGP47.08B

Adj. Free Cash Flow EGP46.01B

FCF Per Share $13.88

OCF Per Share $15.67

OCF/S Ratio 22.2%

Income Statement

Revenue EGP246.74B

Gross Profit EGP152.11B

Operating Income EGP121.54B

EBITDA EGP122.8B

Net Income EGP87.86B

EPS (Diluted) $21.60

Revenue / Employee N/A

Profit / Employee N/A

Employees N/A

Dividends

Annual Dividend $0.11

Dividend Yield 4.49%

Payout Ratio 0.5%

FCF Payout Ratio 65.7%

Adj. FCF Payout Ratio 67.2%

Dividend Growth (YoY) 132.2%

Pay Frequency Irregular

Ex-Dividend Date Apr 5, 2026