American Express
AXP | NYSE
$313.05
+$1.49 (+0.48%)
Sep 21, 2026, 12:34 PM ET · Market open
Market Data
Market Cap $210.4B
Enterprise Value $223.88B
Beta 1.05
Average Volume 2.94M
Shares Outstanding (Diluted) 678M
Shares Change YoY -3%
Institutional Ownership 84.30%
Exchange NYSE
ISIN US0258161092
Price Performance
Price Change 1M -8.4%
Price Change 3M -7.8%
Price Change 6M 3.2%
Price Change YTD -16.4%
Price Change 1Y -8.8%
Price Change 3Y 103.5%
Price Change 5Y 77.3%
1M CAGR (ann.) -9.1%
1Y CAGR (ann.) -6.3%
5Y CAGR (ann.) 15.8%
All-Time CAGR 10.5%
Valuation
PE Ratio 26.05
Forward PE 14.97
PEG Ratio 1.17
Forward PEG 1.32
PS Ratio 2.72
Forward PS 2.40
PB Ratio 6.14
P/FCF Ratio 14.84
P/Adj. FCF Ratio 15.62
P/OCF Ratio 11.43
EV/Sales 2.89
EV/EBIT 9.37
EV/EBITDA 8.86
EV/FCF 15.79
Earnings Yield 3.8%
FCF Yield 6.7%
Adj. FCF Yield 6.4%
Financial Health
Net Debt $13.49B
Total Debt $59.05B
Cash & Short-Term Investments $45.56B
Total Assets $308.2B
Current Ratio 1.55
Quick Ratio 1.55
Debt / Equity Ratio 1.72
Debt / EBITDA 2.34
Debt / FCF 4.17
OCF / Debt 0.27
Interest Coverage 2.81
Altman Z-Score 1.46
Piotroski F-Score 7
Margins & Profitability
Gross Profit Margin 84.3%
Operating Profit Margin 30.8%
EBITDA Margin 29.4%
Net Profit Margin 13.6%
FCF Margin 18.3%
Adj. FCF Margin 17.4%
SBC / Revenue 0.7%
SBC Impact (per share) -5.0%
Returns
Return on Assets 3.7%
Return on Equity 34.1%
Return on Invested Capital 13.0%
Return on Capital Employed 17.1%
Return on Tangible Assets 3.7%
Historical Growth (CAGR)
Revenue CAGR 3Y 7.8%
Revenue CAGR 5Y 14.3%
Revenue CAGR 10Y 8.1%
EPS CAGR 3Y 6.8%
EPS CAGR 5Y 6.8%
EPS CAGR 10Y 7.7%
FCF CAGR 3Y -1.4%
FCF CAGR 5Y 7.9%
FCF CAGR 10Y 5.4%
Analyst Forecasts
Analyst Rating Hold
Analyst Count 57
EPS Growth Next 3Y 31.5%
Revenue Growth Next 3Y 10.3%
Earnings Date Oct 22, 2026
EPS Estimate (next Q) $4.57
EPS Growth Est (next Q) 10.4%
Revenue Est (next Q) $20.14B
Revenue Growth Est (next Q) 9.3%
Fair Value Estimates
Graham Number $116.64
Graham Upside -62.6%
Lynch Fair Value $81.57
Lynch Upside -73.8%
Price Target $378.09
Price Target Upside 21.4%
Cash Flow
Operating Cash Flow $16.05B
Free Cash Flow $14.18B
Adj. Free Cash Flow $13.47B
FCF Per Share $22.20
OCF Per Share $27.25
OCF/S Ratio 22.0%
Income Statement
Revenue $77.47B
Gross Profit $64.38B
Operating Income $23.89B
EBITDA $25.27B
Net Income $8.34B
EPS (Diluted) $11.96
Revenue / Employee $1.01M
Profit / Employee $108.59K
Employees 76,800
Dividends
Annual Dividend $3.54
Dividend Yield 1.14%
Payout Ratio 29.6%
FCF Payout Ratio 17.0%
Adj. FCF Payout Ratio 17.9%
Dividend Growth (YoY) 16.4%
Pay Frequency Quarterly
Ex-Dividend Date Jul 1, 2026
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