ACNB Corporation

ACNB | NASDAQ

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$63.85

-$0.72 (-1.12%)

At close: Sep 21, 2026, 4:00 PM ET

$63.85

$0 (0.00%)

After-hours: Sep 21, 2026, 7:30 PM ET

Overview Rating Statistics Financials Earnings Analysts Ownership Dividends Profile

Market Data

Market Cap $659.39M

Enterprise Value $951.4M

Beta 0.86

Average Volume 68.33K

Shares Outstanding (Diluted) 10.21M

Shares Change YoY -2.63%

Institutional Ownership 39.94%

Exchange NASDAQ

ISIN US0008681092

Price Performance

Price Change 1M 0.1%

Price Change 3M 9.5%

Price Change 6M 35.3%

Price Change YTD 35.1%

Price Change 1Y 43.2%

Price Change 3Y 99.5%

Price Change 5Y 130.2%

1M CAGR (ann.) 0.0%

1Y CAGR (ann.) 48.8%

5Y CAGR (ann.) 22.7%

All-Time CAGR 10.9%

Valuation

PE Ratio 12.12

Forward PE 11.23

PEG Ratio 0.13

Forward PEG 21.90

PS Ratio 3.26

Forward PS 3.70

PB Ratio 1.54

P/FCF Ratio 12.08

P/Adj. FCF Ratio 12.47

P/OCF Ratio 11.42

EV/Sales 4.76

EV/EBIT 13.87

EV/EBITDA 13.00

EV/FCF 17.62

Earnings Yield 8.3%

FCF Yield 8.3%

Adj. FCF Yield 8.0%

Financial Health

Net Debt $295.15M

Total Debt $327.36M

Cash & Short-Term Investments $28M

Total Assets $3.32B

Current Ratio 0.26

Quick Ratio 0.26

Debt / Equity Ratio 0.77

Debt / EBITDA 4.47

Debt / FCF 6.06

OCF / Debt 0.17

Interest Coverage 1.73

Altman Z-Score 0.35

Piotroski F-Score 9

Margins & Profitability

Gross Profit Margin 80.0%

Operating Profit Margin 34.3%

EBITDA Margin 36.6%

Net Profit Margin 27.3%

FCF Margin 27.0%

Adj. FCF Margin 26.1%

SBC / Revenue 0.9%

SBC Impact (per share) -3.2%

Returns

Return on Assets 1.6%

Return on Equity 13.0%

Return on Invested Capital 1.6%

Return on Capital Employed 2.1%

Return on Tangible Assets 1.7%

Historical Growth (CAGR)

Revenue CAGR 3Y 19.5%

Revenue CAGR 5Y 13.6%

Revenue CAGR 10Y 14.4%

EPS CAGR 3Y 4.8%

EPS CAGR 5Y 8.9%

EPS CAGR 10Y 11.0%

FCF CAGR 3Y 5.4%

FCF CAGR 5Y 10.1%

FCF CAGR 10Y 17.4%

Analyst Forecasts

Analyst Rating Buy

Analyst Count 2

EPS Growth Next 3Y N/A

Revenue Growth Next 3Y N/A

Earnings Date Oct 21, 2026

EPS Estimate (next Q) $1.48

EPS Growth Est (next Q) 4.2%

Revenue Est (next Q) $43.02M

Revenue Growth Est (next Q) -15.5%

Fair Value Estimates

Graham Number $70.25

Graham Upside 10.0%

Lynch Fair Value $46.96

Lynch Upside -26.4%

Price Target $61

Price Target Upside -4.5%

Cash Flow

Operating Cash Flow $56.83M

Free Cash Flow $54M

Adj. Free Cash Flow $52.28M

FCF Per Share $5.31

OCF Per Share $5.59

OCF/S Ratio 28.4%

Income Statement

Revenue $199.95M

Gross Profit $159.92M

Operating Income $68.6M

EBITDA $73.18M

Net Income $54.59M

EPS (Diluted) $5.27

Revenue / Employee $385.26K

Profit / Employee $105.19K

Employees 519

Dividends

Annual Dividend $2.10

Dividend Yield 3.29%

Payout Ratio 39.9%

FCF Payout Ratio 38.3%

Adj. FCF Payout Ratio 39.6%

Dividend Growth (YoY) 59.1%

Pay Frequency Quarterly

Ex-Dividend Date Aug 31, 2026