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Estimate the intrinsic fair value of any company using discounted cash flow analysis

Community Bank System, Inc. (CBU)

Financial Services | Banks - Regional

Today's Price

$61.09

Today's Fair Value

$48.13 -21.21%

Margin of Safety

-26.93%

Projected Value (5Y)

$77.51 +26.88%

Dividends Paid (5Y)

$10.36

Scenario

Valuation Metric

Years To Project

Book Value Growth Rate

Regression: 4.31% | CAGR (5y): 0.11%

Diluted Shares Growth Rate

Regression: 2.04% | CAGR (5y): -0.19%

Dividend Growth Rate

Regression: 4.69% | CAGR (5y): 2.37%

Exit Price Multiple

Capped at 13.67x (Historical 5y: 1.7x)

Discount Rate